1411 Brookhaven Dr Mahomet, IL 61853
Your savings
About this home
Welcome home to Thornewood! This gorgeous property has all the space you've been looking for and a floor plan that's perfect for everyday living and entertaining. The bright and airy living room features soaring ceilings and big windows that bring in tons of natural light. The updated kitchen is a showstopper with white cabinets, quartz countertops, and a large eat-in area-perfect for family dinners or casual get-togethers. You'll also love having a formal dining room for holidays and special occasions. Upstairs, you'll find four bedrooms, including a spacious primary suite with double vanities, a whirlpool tub, and a separate shower. The finished basement gives you even more room to spread out with a cozy family room, a full bath, and plenty of storage or workshop space. Step outside and enjoy your summer nights in the backyard, complete with a brick fire pit for relaxing and entertaining. The tandem garage fits up to three cars-ideal for storage, hobbies, or extra parking. And with a new roof, HVAC system, and water heater, this home is truly move-in ready. Located in the sought-after Thornewood Subdivision near Lake of the Woods, you'll love the neighborhood feel with parks, trails, and community events close by. This one checks all the boxes-don't miss it!
Source: MRED #12477666
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.