1411 Chinaberry Ln Beaumont, CA 92223
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About this home
Located in the desirable Estrella gated community, this detached two-story condo offers comfort, convenience, and flexibility. Estrella features a pool, playground, and gated access, and the home is just minutes from the 10 freeway, schools, shopping, hospitals, parks, Downtown Redlands, Cabazon Outlets, Morongo Casino, and more. The open-concept layout connects the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. The kitchen is a highlight, featuring granite countertops, gorgeous stone backsplash, stainless steel appliances, and plenty of cabinet space. Tile flooring runs throughout the main living areas, with carpet in the bedrooms and laminate in the bathrooms. A bedroom and full bathroom downstairs add flexibility for guests, an office, or multigenerational living. Upstairs, you’ll find a spacious primary suite with an en-suite bath, two additional bedrooms, a full hall bathroom, and a large laundry room. The private, low-maintenance backyard provides space to relax or entertain, and the attached two-car garage includes a projector screen setup—perfect for game days or weekend projects. This is a wonderful opportunity to own a beautiful home in a thriving community. Schedule your showing today!
Source: CRMLS #IV25248069
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.