$410,000

1412 Garden Arbor Ln Orlando, FL 32824

$2,485/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Discover your perfect retreat in the desirable Arbors at Meadow Woods community, just a short 12-minute drive to Orlando International Airport and 20 minutes to the enchantment of Disney World. Surrounded by an array of dining, shopping, and everyday conveniences, this 2018-built home seamlessly combines style and practicality. The airy, light-filled interior features an elegant kitchen with quartz countertops, ideal for culinary enthusiasts. A well-placed half bath enhances the main floor’s functionality. Upstairs, a generous loft area, dedicated laundry space, and two cozy bedrooms share a full bath, while the expansive primary suite offers a walk-in closet and a luxurious bathroom with dual sinks, a soaking tub, and a standalone shower. Outside, a spacious driveway and inviting covered porch add to the appeal. With easy access to SR-417 and the Florida Turnpike, plus proximity to premier shopping, dining, and attractions like SeaWorld, this move-in-ready home is your gateway to the Orlando lifestyle. Schedule a tour today!

3 bedroom
2.5 bathroom
1,838 sqft
4,385.0 sqft
Single Family
Built in 2018
2 car garage
Air conditioning
Shared pool

Source: STELLAR #O6340093


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 07:36 am
Listing agent: Laura Victory (407) 694-4625
Listing provided courtesy of: LPT REALTY, LLC (877) 366-2213
Details provided by STELLAR and may not match the public record.
MLS ID: #O6340093
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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