1414 Clubman Dr Davenport, FL 33896
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About this home
GOLF & TENNIS MEMBERSHIP Included** Welcome home to this luxurious, meticulously maintained home in desirable Champions Gate, an all inclusive Golf and Country Club community . Enjoy resort-style living year-round. GOLF MEMBERSHIP, Tennis, and state-of-the-art amenities are ALL INCLUDED in your HOA. A spacious, bright and airy one story home that offers casual and comfortable living spaces for all. Kitchen features granite counter tops, tile back splash, stainless steel appliances and 42” maple cabinetry. Off the kitchen is the tiled dining and family room with access to the rear covered patio. The owners suite offers walk-in closets and master bath has dual sinks, a separate stand up shower and a corner garden tub. Some of the upgrades include New HVAC 2022, High Efficiency Water Heater 2023. HOA FEE INCLUDES ***LAWN CARE - UNLIMITED GOLF - DRIVING RANGE - PUTTING GREEN - $75 FOOD CREDIT EACH MONTH AT PRIVATE PLAZA CLUB - SECURITY SYSTEM MONITORING - INTERNET - CABLE - ALL COMMON AMENITIES - TIKI BAR- GRILL - SPLASH PAD - 3 POOL AREAS, 2 HOT TUBS - LAZY RIVER - WATER SLIDE - FITNESS CENTER - YOGA ROOM - SAUNA - MOVIE THEATER - GAME ROOM - BUSINESS CENTER, MEETING ROOM - 7 TENNIS COURTS - 3 PICKLE BALL COURTS - 2 BOCCE BALL COURTS - SOCCER FIELD - PLAYGROUND - VOLLEYBALL - REGULAR TRASH PICK-UP, GUARD GATED - 2 EXCLUSIVE OWNERS ONLY RESORTS - ALL WITHIN YOUR FRONT DOOR. Come and enjoy all that Champions Gate has to provide!! Located just minutes from all major attractions, Theme parks Disney World, shopping, dining and major roadways. Don’t miss this opportunity; call today for your private showing.
Source: STELLAR #O6248340
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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