1418 Buckner Rd Valrico, FL 33596
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About this home
Welcome to 1418 Buckner Rd – A tranquil 4 bedroom, 3 bathroom, 3 space garage home with a voluntary HOA and no CDD in sought after Bloomingdale East. Upon entry to the front door, find yourself looking at a peaceful living room with slider to the patio. Look to your left and there is a dining area with plenty of room for everyone to gather around the table for a meal or enjoy some fun game nights. Just past the dining room, you will enter into the bright and open kitchen with an oversized granite topped island with plenty of room for casual dining as well as meal preparation. The solid wood cabinets fill the space with so much room for storage. There is also a coffee and wine bar area. Off of the kitchen is a welcoming family room where everyone can gather and enjoy time together. The primary suite encompasses the entire east side of the home. There is a large bedroom area, double closets, and a bathroom with separate vanities, walk in shower, soaking tub, and closeted toilet space. On the west side of the house and towards the back are the three additional bedrooms, including one with an en suite bathroom. There is also a hall bath with door to the backyard. Enjoy all the advantages of family-friendly Bloomingdale -- with parks, playgrounds, great schools, shops, restaurants, day cares, the YMCA, gyms, Little League and Bloomingdale Golfers Club all in walking or bicycling distance. This home also provides a screened lanai and a great yard for more private relaxation and recreation. Easy commute to US Highway 301, I-75, Crosstown Expressway. Don't miss your opportunity to own this beautiful home. Schedule a private showing today before it’s gone! (Room measurements are approximate and should be verified by the Buyer and / or Buyers Agent. Schools listed are according to Hillsborough County Schools Zoning and should also be verified by the Buyer and / or Buyers Agent as well) Professional Photos are forthcoming. "Please note that this property is under camera monitoring, both inside as well as outside"
Source: STELLAR #TB8371647
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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