1420 Bethel Church Rd Franklin, NC 28734
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About this home
Discover the perfect blend of peaceful country living and everyday convenience in this beautiful 4-bedroom, 3-bath home nestled on 11.5 unrestricted acres - just under 10 minutes to historic downtown Franklin. Inside you'll find an open-concept living and dining area, highlighted by a magnificent central brick fireplace that creates a warm focal point. Sunlight streams through the many windows throughout the home, creating bright and airy living spaces. A beautiful wrap-around deck creates effortless indoor/outdoor living—perfect for morning coffee, evening conversations, or simply relaxing as you soak in the sights and sounds of nature. Fresh updates include new interior paint, new LVP flooring, granite surfaces in the kitchen and baths, updated bath and lighting fixtures, and a smooth cooktop with new dishwasher. The partially finished basement adds valuable flexibility with its own entrance, full bath, walk-in closet, and spacious bedroom—ideal for guests, multi-generational living, or rental potential. A generously sized two-car garage provides abundant shelving for tools, gear, or workshop needs. Outside you'll find grape vines and raised garden beds ready for planting, a small creek that runs along the front of the property, and two handy storage structures—a garden shed and an open metal shed for equipment, toys, or additional workspace. Surrounded by mature trees, enjoy privacy, serenity, and endless possibilities for gardening, animals, recreation, or future expansion. Have the lifestyle so many dream of—space, privacy, and room to breathe.
Source: CANOPYMLS #4318427
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.