14201 Village Manor Ct Upper Marlboro, MD 20774
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About this home
Welcome to 14201 Village Manor Court, a former model home offering over 7,400 sq. ft. of finished living space in the sought-after Palisades community. Nestled on a quiet cul-de-sac, this colonial blends timeless design with thoughtful modern upgrades across three impressive levels. Step into a grand two-story foyer with a sweeping curved staircase and chandelier with Aladdin light lift. Formal living and dining rooms flank the entry, while the sunken two-story family room—with coffered ceilings, tray lighting, and fireplace—anchors the home. The gourmet kitchen features cherry cabinetry, granite countertops, LG black stainless steel appliances (2022), double wall oven, oversized island, breakfast bar, butler’s pantry, and a morning room that flows into a four-season sunroom with heat and air. Hardwood floors and large-format ceramic tile create warmth and elegance throughout. Upstairs, a catwalk overlooks the foyer and family room. Each of the four bedrooms boasts an en-suite bath, including the luxurious primary suite with sitting room, two walk-in closets, and a spa-style bath with soaking tub, dual vanities, and a river rock shower. The finished lower level expands your living space with a fifth bedroom and full bath, a rec and gym area, a home theater with in-wall speakers and platform lighting (recliners negotiable), a full wet bar with second fridge, and a widened walkout areaway. Two large unfinished rooms provide ample storage. Outdoor amenities include a composite deck, storage shed with electric, and wide concrete driveway. The side-load two-car garage is fully finished with epoxy flooring. High-end upgrades throughout include: motion-controlled smart lighting, dual-zone HVAC (2019), whole-home surge protection, Moen Flo automatic leak detection/shutoff system, RainSoft water softener with reverse osmosis, irrigation system, Generac 16KW backup generator, and leased Tesla solar panels for efficiency. Blending luxury, comfort, and modern convenience, this exceptional Upper Marlboro home is truly move-in ready.
Source: BRIGHT #MDPG2153396
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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