14205 Village Creek Way Piedmont, OK 73078
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About this home
This beautiful craftsman-style home, built in 2021, offers 2,188 square feet of well-designed living space with three bedrooms, two and a half bathrooms, and a study that can easily serve as a home office or flex room. Located in the Piedmont school district and within walking distance of Northwood Elementary, this home combines convenience and comfort in an excellent location. The open-concept living, kitchen, and dining area is perfect for daily living and entertaining. The kitchen features stainless-steel appliances, quartz countertops, and plenty of cabinet and storage space. Wood-like tile flooring and modern light fixtures give the main living areas a clean and contemporary feel. The primary suite offers a relaxing retreat with a private en-suite bathroom, while the secondary bedrooms and bathrooms are designed with functionality in mind. Additional features include a three-car tandem garage, a storm shelter, and a front and backyard underground sprinkler system for easy lawn care. Enjoy outdoor living on the covered front and back porches, perfect for relaxing or gathering with friends. A tankless hot water system provides efficiency and convenience. Situated near the Northwest Expressway and Kilpatrick Turnpike, this home offers quick access to shopping, dining, and entertainment. Schedule a showing today to see all this home has to offer!
Source: MLSOK #1170089
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.