1421 Tahoe Springs Ct Ruskin, FL 33570
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About this home
Spacious 4-Bedroom Family Home in Desirable Ruskin Community Welcome to this charming two-story single-family home located in one of Ruskin’s most sought-after neighborhoods! Featuring 4 bedrooms and 2.5 bathrooms, this home offers plenty of room for comfortable family living and entertaining. Step inside to find a large, open kitchen equipped with stainless steel appliances, ample counter space, and a layout perfect for cooking and gathering. The bright and inviting living and dining areas provide a welcoming space to relax or host family and friends. Upstairs, you’ll find generously sized bedrooms, including a spacious primary suite with a private bath for your comfort and convenience. Enjoy the wonderful community amenities, including a sparkling pool, perfect for cooling off on warm Florida days, along with family-friendly parks, sidewalks, and nearby schools. Note: The home does need a new roof and mold remediation due to a prior roof leak — price has been adjusted accordingly, making this an excellent opportunity for investors or buyers looking to build equity and customize to their taste. Prime Ruskin Location: Close to shopping, dining, schools, and major highways, with easy access to Tampa, St. Petersburg, and the beautiful Gulf beaches. Great location, family-friendly community, and tons of potential — this home is priced to sell!
Source: STELLAR #TB8439834
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.