14211b Saint Germain Dr # 26 Unit 26 Centreville, VA 20121
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About this home
From the moment you arrive at this charming home in the Centreville Crossing community of Centreville, Virginia, you’ll know it’s something special. A classic brick and Hardie-Plank front exterior and a welcoming covered entry give it wonderful curb appeal, inviting you inside to explore. Once inside, you’ll be welcomed by an open, airy living space with updated luxury vinyl plank and hardwood floors that extend throughout the main level, giving the home a fresh, modern look. With over 2,328 square feet of finished living space, this 3-bedroom, 2.5-bath home with an attached garage offers plenty of room to spread out—whether you’re hosting friends or enjoying a quiet evening in. The open layout on the main level makes everyday living and entertaining a breeze, with the living and dining areas flowing together seamlessly. Just around the corner, the well-appointed kitchen is ready for your favorite recipes, featuring sleek granite countertops, stainless steel appliances, and plenty of cabinet space. This level also has a convenient half bath for guests, and you’ll love having an attached garage with direct entry—no more lugging groceries in the rain. When the weather’s nice, step outside to your private outdoor retreat—perfect for sipping your morning coffee or unwinding under the stars. Upstairs, the spacious primary suite is a true retreat, complete with a walk-in closet and an en-suite bath boasting a dual-sink vanity, a relaxing soaking tub, and a separate shower. Down the hall, two more bright and comfortable bedrooms offer plenty of flexibility—ideal for family, guests, or a home office. These rooms share a well-appointed full bathroom with modern finishes, ensuring no one has to wait in line on busy mornings. The laundry area is conveniently located on the bedroom level, making chores a little easier. You can grab groceries at the nearby Trader Joes, Giant, or Wegmans. Lifetime Fitness for a workout or an afternoon at the Centreville library are all just minutes away. When you’re in the mood to dine out, you’ll have a world of options, from cozy cafes to restaurants serving international cuisine, with dozens of choices nearby. Commuting is a breeze too, with quick access to Route 28, Route 29, and I-66 to get you into Fairfax, D.C., or wherever you need to go. There’s even Metrobus stop near by with direct bus service to the Metro and multiple commuter giving you multiple options for an easy trip into the city. Don’t miss your chance to make this warm, welcoming home your own—come see it and experience the best of Centreville living for yourself!
Source: BRIGHT #VAFX2268570
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.