14214 Ashbury Meadows Dr Florissant, MO 63034
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About this home
Gorgeous 2- Story in Ashbury Crossing! This spacious and beautifully updated home has everything your looking for! Step into an entry foyer with custom tile that opens to a flexible front room-great as a home office or formal living space-plus a separate dining room for hosting family and friends. Hardwood floors run throughout the main and lower levels for a warm, polished look. The Great room features a cozy gas fireplace-perfect for cool evenings-and opens to a kitchen with updated backsplash, center island with cook top, and newer Whirlpool appliances. Convenient main floor laundry adds extra ease to daily life. Upstairs you'll find a large primary suite with a sitting area, walk-in closet, and a luxurious en-suite bath. Three additional bedrooms (one with a walk-in closet) and brand new carpet throughout the upper level make this home move-in ready. The finished basement offers even more living space with a rec-room, wet bar, media room, workout area, full bathroom and two bonus rooms- ideal for guests, hobbies, or extra storage. Enjoy the outdoors on the large deck overlooking a level, fenced-in backyard-perfect for entertaining, kids or pets. Plenty of room to spread out, relax and enjoy-don't miss your chance to make this one yours!
Source: MARIS #25057150
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.