14215 S Longview Ln Plainfield, IL 60544
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About this home
This Stunning Two -Story Contemporary Home Will Captivate You as soon as You Walk Through the Front Door ! The Soaring Vaulted Ceilings in the Living/Dining Room along with the Open Wood Railing Staircase and Open Floor Plan is Designed for Comfort and Style. The Large Windows alllow Tons of Natural Light illuminating the Entire Interior . The Freshly Painted Large Kitchen Features Stainless Steel Appliances , a Large Eating Area with Table Space, Sliding Glass Doors that lead to a 12x20 ft. Brick Patio that overlooks the Beautiful Fenced in Yard. The Family Room is Open to the Kitchen and Features a Gas Fireplace and Brand New Carpeting ! Other Impressive Features Continue on the Second Level which include : 3 Good Size Bedrooms Plus a Loft with Built-In Book Shelves which can be Converted into a 4Th Bedroom ! The Oversize Master Suite is Freshly Painted and Features a Full Private Bath, a Dressing Area with a 2-Sink Vanity and a Walk - In Closet. For Added Convenience the Laundry Room is Located on The First Floor . In addition, the Furnace and A/C were Updated in 2021 & 2022, Roof in 2018, Refrigerator in 2021 and Hot Water Heater in 2024 ! If your're seeking Convenience and Community this Home is for You ! Located in the Highly Acclaimed Plainfield School District , Easy Access to Expressways and Shopping Plus a Pool & Clubhouse !!! Don't miss this Move-In Ready Beauty ! Schedule your Viewing Today!
Source: MRED #12453984
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.