14215 Vindel Cir Fort Myers, FL 33905
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About this home
STUNNING LAKE VIEW HOME ON OVERSIZED LOT! OPEN FLOOR PLAN + MANY UPGRADES! Discover the allure of this beautiful 3 bedroom / 3 bathroom Venice model by Lennar, nestled in the vibrant and family-friendly Portico community in Fort Myers. This gorgeous property seamlessly blends modern luxury with functional design, creating a true sanctuary for families, professionals, and retirees alike. It includes a covered front porch, a 2-car garage, smart home technology, energy-efficient appliances, and high-quality finishes throughout. You will love the open living concept of this home! The great room flows effortlessly into the dining area and gourmet kitchen, making it perfect for hosting gatherings or spending quality time with loved ones. The kitchen is a chef's dream, feat. stainless-steel appliances, ample cabinet space and a large counter (granite) with breakfast bar seating. Retreat to your luxurious owner’s suite, complete with two large walk-in closets and a spa-inspired en-suite bathroom w/dual vanities and an oversized walk-in shower. Two additional bedrooms, each with their own private bathroom and thoughtfully designed with comfort and privacy in mind, can easily be transformed into guest rooms, home offices, or playrooms, accommodating your family’s unique needs. Tall sliding glass doors lead from the living room to the covered and screened-in lanai, which is a perfect place to enjoy amazing lake and nature views - an oasis for cozy outdoor relaxing! The lovely backyard has plenty of room to add a pool. And to top it all off, this spectacular home comes with MANY VALUABLE UPGRADES, including a Whole House Generator (for which the house is already wired), a Whole House Water Filtration System, glass insert in front door, cabinet system in laundry room, epoxy garage floor and more. This gem is ready for you to move in and enjoy your very own SW Florida paradise! NO FLOOD INSURANCE REQUIRED! PORTICO is a very popular, access-controlled community w/Low HOA fees. Residents enjoy resort-style amenities, including a clubhouse, community pool, gym, yoga/exercise room, tennis, pickleball, basketball + play area. Pets, Fences & LSVs permitted! Great location, short drive to I-75, shopping, dining & more!
Source: FORTMYERS #225057093
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.