14219 Mansfield Rd Spring Hill, FL 34609
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About this home
Stunning open concept pool home with 3 bedrooms and 2 1/2 bathrooms in the lovely Pristine Place gated community on a spacious ½ acre lot with private wooded back yard. Enjoy the large sparkling pool area, rain or shine, with a covered lanai/barbecue area which can be expanded into the living/great room by opening the 12 foot wide sliding patio doors. Set the mood by listening to your favorite tunes on the built-in music center that has both inside and outside ceiling speakers. Pool/lanai features an outside shower and an air conditioned ½ bath with a convenient changing bench. Notice the great curb appeal at night with stunning accent lights on the palm trees. The tall covered grand entrance porch has two majestic pillars that frame the pretty oval glass decorated double entrance doors. Enter the home and be awed by the spacious cathedral ceilings, the beautiful wood floors that run from room to room, and the pool view on the other side of the open concept great room. Upgraded kitchen has bright diffused lighting as well as recessed lights, lovely granite countertops and backsplashes, plus a breakfast bar open to the living/dining/great room. Custom cabinetry includes a built-in desk with overhead lights, cabinets and a bookshelf with dividers. Enjoy your morning coffee in the kitchen dining nook overlooking the backyard pool or step out the door and enjoy your breakfast poolside. Spacious primary bedroom has sliding patio doors to enjoy the pool view, a comfortable ceiling fan, mirrored doors on the large walk-in closet and double wide closet in the hall leading to the lovely large ensuite bathroom which has 14 feet of granite countertops, three large mirrors, two sinks, and a make up vanity. Relax and enjoy the ensuite bathroom jetted garden bathtub or use the large separate walk-in shower. Special features include lovely bright glass block window, marble look tile floor, space saving pocket entrance door, a good size linen closet plus lots of storage in the lower cabinets and drawers. Oversized two car garage has a workbench with pegboard, storage cabinets, two cedar lined closets, pull down stairs to access attic storage and a side entrance door. Upgrades include a new range and dishwasher, new architectural shingle roof (2025) as well as a recently re-screened pool enclosure and a new garage door in 2017. Conveniently located just off the Suncoast Parkway, Pristine Place provides easy access to the vibrant Tampa area, with its shopping, cultural, and recreational attractions. Don’t miss your chance to live in this lovely sought-after community which has a tennis court, playground, community pool, library, exercise and meeting rooms. This well-maintained home blends modern updates with timeless style, offering the perfect retreat for relaxation or entertaining and has an assumable 2.5% VA loan to boot! Don’t miss your chance to live in this sought-after community. Schedule your private showing today!
Source: STELLAR #G5102885
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.