1423 Windshore Way Oxnard, CA 93035
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About this home
Welcome to Port Marluna, and your perfect single level condominium home or weekend resort getaway in the Seabridge waterfront community. Featuring 1700 square foot of gracious living area in a open layout with light flooding in from the living room windows and balcony, overlooking the 'Seabridge' to the Marina. The grand front entry to your building is through coded access doors with a walkway leading to your front patio and your formal entry. Once inside, the luxurious kitchen island breakfast bar greets you. The kitchen with quality wood cabinetry and granite counters, make you feel like the gourmet chef ready to cook or entertain. With all built in cooking appliances including double ovens, gas range top and microwave, (plus refrigerator.) From the kitchen, you enter the dining room, which is open to the living room, with views toward the marina. From the living room, you can walk out to your balcony and enjoy the gorgeous Southern California Sunsets and enjoy the moments. Your bright and spacious primary suite also opens to the balcony, allowing the sun to light up the room and fresh breezes to drift through. Your suite also offers a walk in closet. The primary bath includes just that, a wonderful luxury tub, separate tiled shower and two separate sink dressing areas. Inside by the guest bedroom and bath, is your laundry area and the included washer and dryer. For parking your vehicles, two assigned parking spaces are yours along with an additional storage locker that was just installed. When you are ready to relax by the water, you are within steps of a magnificent terrace equipped with lounge chairs, water feature, BBQ area and a fireplace where you can sit and enjoy the marina lifestyle. Seabridge amenities include a 365 days a year temperature-controlled heated pool, spa, clubhouse, gym, meditation/pilates room, caterers kitchen, reading room with fireplace, outdoor fire pit and bbq area with plush lounge chairs, play area for children, walking paths around Seabridge community. Make this home yours and enjoy living in the Channel Islands Marina where you can boat to the islands or boat around the harbor and enjoy the many restaurants and shops. Make it your home!
Source: CRMLS #V1-31794
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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