1426 Buckner Rd Valrico, FL 33596
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About this home
Offering 1% Seller Credit with Preferred Lender! Over 2,000 SQFT and Under $400K! Welcome to this beautiful 4 bedroom, 2 bathroom home nestled in one of Bloomingdale's most sought-after neighborhoods! NO HOA & NO CDD. This move-in ready home offers an incredible value with a spacious layout, vaulted ceilings, and a perfect blend of indoor & outdoor living. From the moment you arrive, you'll be charmed by the attractive curb appeal, long driveway, and welcoming covered front porch. Step inside to be greeted by natural light and a thoughtfully designed split floor plan, with the master bedroom on one side and three bedrooms with a bathroom on the other, along with two spacious living areas and two dining areas. The kitchen features stainless steel appliances, wood cabinets, counter space with bar seating, and a window above the sink that looks out onto the expansive backyard. The kitchen flows seamlessly into the family room—ideal for everyday living and entertaining. The primary suite is a true retreat with private access to the screened-in patio, and a spacious en-suite bathroom featuring dual vanities, a walk-in shower, a soaking tub and double walk-in closets. The additional three bedrooms are located on the opposite side of the home, along with a full bathroom—perfect for privacy and flexibility. Enjoy year-round Florida living on the expansive screened-in patio, with over 400 sqft of covered outdoor space, ideal for hosting gatherings or enjoying a peaceful retreat. Step into the backyard, where the possibilities are endless, complete with the luxury of a fully fenced-in yard. Additional highlights include a dedicated laundry room, spacious 2-car garage, and an upgraded HVAC system. Located in the heart of Bloomingdale, this home offers an unbeatable location just minutes from top-rated schools, the Bloomingdale Golfers Club, shopping, dining, and grocery stores at Bloomingdale Square, plus much more in the surrounding area. You’re also just 10 minutes from the interstate, providing easy access to Downtown Tampa and Tampa International Airport. This home is move-in ready and waiting for new owners—don’t miss out, schedule your tour today!
Source: STELLAR #TB8384593
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.