1426 Chanson Ct Little River, SC 29566
Your savings
About this home
Welcome to this well maintained move-in ready home in the Carolina Crossing subdivision in Little River, SC. Located in the middle of a cul-de-sac location, this is the DR Horton Fulton model. As you enter the home immediately on the right side there is office flex space that's perfect for the homeowner who's able to work from home. Beyond the office area you'll find the kitchen, dining area and living room area. The functional kitchen area features a spacious walk-in pantry and plenty of cabinet storage space, plus a granite counter work area, and tile backsplash. The refrigerator, washer/dryer, microwave and stove all convey with the sale. A large island with sink and plenty of additional work space completes the kitchen. Beyond the kitchen is the dining area, and family room area. The spacious family room offers a tray ceiling and plenty of seating area. Beyond the family room there is an all-season room where you can enjoy morning coffee, and the private back yard. The spacious master bedroom features a tray ceiling, and large walk-in closet, and can easily accommodate a king sized bed plus his/her night stands. The large master bath has a double vanity sink/storage area, a step in shower, private toilet room, and linen closet. The "private" guest retreat features 2 bedrooms and a full bath. Except for the two guest bedrooms, there is NO carpet in this home. Owners have added a water filtration system that is included in the sale, and hurricane panels (just in case). This wonderful neighborhood offers great amenities, including a saltwater pool and clubhouse. Best of all, the monthly HOA fee includes lawn care (front and sides), lawn irrigation, and internet service. This subdivision is within 5 miles of the beach, and is conveniently located near shopping and dining in both Little River and North Myrtle Beach. **PLUS, the current VA loan is assumable for the Veteran as well as the non-Veteran. Ask your buyer agent for information. Welcome home!!!
Source: MYRTLEBEACH #2520737
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.