$509,900

14271 S College Ave Bixby, OK 74008

$3,892/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Enjoy refined comfort and custom-crafted detail in this stunning home, located in Bixby's coveted Presley Heights neighborhood. Built in 2021, it offers the style and peace of mind of new construction—without the wait. Inside, you’ll find real hickory hardwood floors, soft-close drawers, tall baseboards, crown molding, and a calming palette of soft tones. The open layout is both spacious and inviting, enhanced by craftsman-style wood beams, a statement dining room chandelier, and wide windows that frame the serene neighborhood pond—visible from the living room, dining room, and expansive covered patio. A wraparound front porch adds timeless curb appeal. A private downstairs office or flex room offers versatility for work, play, or guests. The heart of the home is a chef-inspired kitchen, designed for both beauty and function. Quartz countertops, Frigidaire Professional appliances, a five-burner gas cooktop, and sleek contemporary pendant lighting create a warm yet modern aesthetic. A walk-in pantry, herringbone tile backsplash, under-cabinet LED lighting, and an adjacent prep area—ideal for a coffee bar or entertaining. The primary suite offers a true sense of luxury, with a soaking tub, tiled walk-in shower, and dual vanities. Spacious secondary bedrooms and a well-equipped utility room—with built-in storage, sink, and hanging rack—make daily living feel effortless. A 75-gallon hot water tank ensures long-lasting comfort. Enjoy the best of Bixby living with neighborhood amenities like a pickleball court, splash pad, and walking trail—plus easy access to Bixby West Elementary & Intermediate, 151st Street, Memorial Drive, and Highway 75. Includes a 1-year home warranty for added peace of mind.

4 bedroom
3 bathroom
3,359 sqft
0.263 acres
Single Family
Built in 2021
3 car garage
Air conditioning
Fireplace

Source: MLSTECHNOLOGY #2525222


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 10:34 am
Listing agent: Rhonda Taylor (405) 415-5357
Listing provided courtesy of: Chinowth & Cohen (918) 943-3009
Details provided by MLSTECHNOLOGY and may not match the public record.
MLS ID: #2525222
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