143 Renaissance Way Columbia, SC 29204
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About this home
Welcome to this charming all-brick ranch-style home offering timeless appeal, modern updates, and everyday comfort. Featuring a thoughtfully designed living space, this home is nestled in an award-winning school district and conveniently located near Ft. Jackson, parks, shopping, and dining.Step inside and discover a bright, welcoming layout with a cozy gas log fireplace and a lovely bay window that fills the space with natural light—perfect for relaxing or entertaining. The primary suite is a peaceful retreat with a beautiful tray ceiling and a spacious walk-in closet. The kitchen shines with brand-new 2025 stainless steel appliances, a stylish farm sink, and elegant granite countertops, making it a true centerpiece for gatherings and home-cooked meals.Additional peace of mind comes with a roof installed in 2020 and a new HVAC system replaced in 2024—offering both comfort and efficiency year-round.Outside, enjoy mature, well-manicured landscaping, full gutters, and plenty of curb appeal. Relax on the nice front porch, or entertain on the back deck overlooking a large, partially fenced backyard—ideal for pets, play, or quiet mornings with coffee.Whether you're a first-time buyer or looking to downsize, this solid, move-in-ready home offers comfort, style, and convenience in one of the area’s most desirable locations.Don’t miss out—schedule your showing today and make this lovely ranch home your own! Preferred lender will cover the cost of the appraisal! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #609194
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.