14373 Black Lake Preserve St Winter Garden, FL 34787
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About this home
!!BACK ON MARKET WITH A RECENT PRICE REDUCTION!! Seller may consider buyer concessions if made in an offer ****Located in the desirable GATED COMMUNITY of Black Lake Preserve, this spacious two-story POOL HOME offers style, comfort, and a prime Winter Garden location! Built in 2017 and thoughtfully upgraded, it is MOVE-IN READY with a NEW SALT WATER POOL surrounded by paver decking, SOLAR PANELS (will be paid off at closing!), and fresh LUXURY VINYL PLANK FLOORING throughout the main living areas. The inviting TWO STORY FOYER, feature wall, and flexible formal spaces at the front of the home create visual interest and options for dining with family or entertaining friends. The layout flows naturally into the OPEN CONCEPT informal living area, casual dining space and kitchen. For the family chef the kitchen is a standout, featuring a fresh modern color palette, large ISLAND with breakfast bar seating, must have STAINLESS STEEL APPLIANCES (that include a NEW FRIDGE!), recessed lighting, and a butler’s pantry with dry bar and additional walk-in storage. Large windows let the NATURAL LIGHT pour in and sliding glass doors open to the COVERED LANAI, making it easy to enjoy poolside views year round. A versatile MAIN FLOOR BEDROOM and FULL BATH offer ideal space for a home office, visiting guests or multi-generational living. Heading upstairs you will find a generous LOFT/BONUS ROOM provides additional flexible living space, along with three guest bedrooms, a third full bath, and the spacious primary suite. Your tranquil retreat includes a large WALK-IN CLOSET and private en-suite bath with DUAL/SPLIT VANITIES, a SOAKING TUB, and separate shower. For your convenience, the laundry room is also on the second floor – complete with a new dryer and you also have a ***NEWER A/C (2023)!*** This home’s CURB APPEAL shines with stacked stone accents, complementary landscaping, and a welcoming front elevation. Black Lake Preserve residents will enjoy the playground, walking trails and lovely pond views, all within a small, friendly community of just 92 homes. The location is unbeatable, just minutes to Historic Downtown Winter Garden’s shops, dining, and parks, with easy access to Florida’s Turnpike, FL-429, and SR 408. You are less than 30 minutes to Downtown Orlando and world-famous theme parks, and just steps from SunRidge Elementary and Middle Schools. With room to grow inside and out, modern updates, and a sought after location, this home offers the lifestyle you’ve been looking for in one of Winter Garden’s most desirable gated communities. Call today to schedule a tour and start making memories in your new HOME SWEET HOME!
Source: STELLAR #O6351792
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.