144 Airport Rd Clarksville, TN 37042
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About this home
Assumable VA loan. Charming 4-Bedroom Home with Spacious Backyard—Perfect for First-Time Buyers! Welcome to your new home! This well-maintained 4-bedroom, 1.5-bath residence offers over 1600 sq ft of comfortable living space and is ideally located just minutes from Fort Campbell Army Base and a variety of shopping and dining options. Inside, you'll find three bedrooms, full bath, kitchen and living room on the main level and one additional bedroom and a den downstairs in the finished basement—perfect for guests or for growing families plus a newly added half bath with a suspended ceiling on the lower level adds extra convenience for everyday living. The spacious kitchen features freshly painted cabinets, a brand-new backsplash, and a gas cooktop range that’s ideal for the home chef. A stainless steel refrigerator, washer, and dryer (all new in 2022) are included, making this home truly move-in ready. The walls upstairs have been freshly painted, giving the space a clean, modern feel, and the electrical panel was also updated in 2022. Step outside to a HUGE backyard that includes a large concrete patio—perfect for entertaining, grilling, or creating your own outdoor retreat. Affordable, updated, and full of potential, this home is a fantastic opportunity for first-time buyers. Don’t miss your chance to own a home with space, style, and a prime location!
Source: REALTRACS #2882597
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.