144 Dellway Dr Nashville, TN 37207
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About this home
Welcome to 144 Dellway Dr in East Nashville’s Joywood Heights! This beautiful 4-bedroom, 2.5-bath home sits on over half an acre surrounded by mature trees, offering both privacy and convenience just minutes from downtown Nashville. Built in 2017, this property combines modern design with a warm, inviting feel and plenty of space for everyday living. Step inside to an open-concept layout featuring hardwood floors, abundant natural light, and a cozy fireplace in the living room. The kitchen is well-appointed with a built-in gas range, stainless steel appliances, a pantry, and ample cabinetry—ideal for cooking and entertaining. A dedicated dining area provides a comfortable setting for family meals or hosting friends. The primary suite is conveniently located on the main level and features a spacious walk-in closet and a private bath with double vanities and a tiled shower. A secondary bedroom on the main floor offers flexible use as a guest room or home office. Upstairs, you’ll find two additional bedrooms, a full bathroom, and a versatile rec room that can serve as a playroom, media room, or creative workspace. Each upstairs bedroom includes access to large floored attic spaces, perfect for storage or potential future expansion. Outdoor living is just as impressive. Step out onto the back deck overlooking a large, level yard—a perfect space for entertaining, gardening, or relaxing under the shade of mature trees. With over half an acre, there’s plenty of room to add a garage, workshop, or outdoor living area. Located near Ellington Parkway and Trinity Lane, this home offers quick access to downtown Nashville, plus all the charm and culture that East Nashville is known for. Local restaurants, coffee shops, and parks are just minutes away, creating the ideal balance of city convenience and neighborhood tranquility.
Source: REALTRACS #3031292
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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