144 Gunther Way Taylor, TX 76574
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About this home
This home qualifies for H.O.P.E Loan Program - No Down Payment, No Origination Fees, No Private Mortgage Insurance, No Lender Closing Costs! This beautifully maintained home offers the perfect blend of modern upgrades, comfort and convenience. Step inside and you'll find upgraded flooring, updated lighting fixtures and whole-home water filtration system, features that make the space feel truly like new. With full 4 bedrooms, a game room and an office the home offers the perfect opportunity for work and play for the entire family. The epoxy finished garage floors and security system add both style and peace of mind while a full irrigation system keeps the exterior looking pristine year round. The spacious backyard offers endless possibilities with plenty of room for kids to play in and perfect for hosting outdoor weekend activities and barbecues, relaxation and entertaining. The home is nestled in a welcoming neighborhood with walking trails and just minutes from Bull Branch Park, a great spot for picnics and family gatherings. Shopping and dining are close by with Walmart, HEB, Starbucks, McDonald's and charming downtown vintage shops and restaurants all within easy reach in Round Rock and Hutto. This home has been thoroughly cared for and offers the feeling of brand new living in a prime Taylor location next door to Samsung making it an ideal investment opportunity in the fastest growing city in East Williamson County and walking distance to Taylor.
Source: ACTRIS #3414984
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.