1440 Paradise Point Dr Unit 13 Unit 13 Navarre, FL 32566
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About this home
Beach! Dock! Pool! Navarre Beach Waterfront community townhome with Jet Ski Lift. This Townhome has 3 bedrooms, 3 Bathrooms and 1 Car garage too! Paradise Point is community on Navarre Beach with community pool, expansive beach on the Santa Rosa Sound and is walking distance from walk over to the white sugar sand beach and Emerald waters of the Gulf. Town home has bedroom with bath with tiled shower on the main level. The second floor has tiled flooring throughout, open concept with great room, dining area and kitchen. The dining area opens to spacious balcony overlooking the pool and complex. The kitchen has newly painted ceiling and light fixture, pantry, includes all appliances and has balcony with direct views of the water. On the third level is bedroom with balcony overlooking the pool and complex. This bedroom is spacious, has newly painted ceiling, two closets and has direct access to bath. The third guest bedroom has double window with views of the water and is down the hall from the guest bath. On this level is the laundry closet with full size washer and dryer. Garage entry on the West side and front entry on the East side with assigned parking space. Vacation all year at home as you refresh your spirt with coastal beach living.
Source: PENSACOLA #666056
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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