14403 Gaslight Ct Poway, CA 92064
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About this home
Welcome to your dream oasis at 14403 Gaslight Ct, Poway, CA! This stunning single-family home, nestled on a desirable corner lot in a cul-de-sac, offers an expansive 4,113 square feet of luxurious living space. With five spacious bedrooms + a private office, many of the bedrooms are ensuite. Located in Old Poway, with walkability to restaurants, shops, schools and the park! As you step inside, you'll be greeted by dual pane windows that flood the home with natural light, accentuating the western exposure. The grand foyer leads you to a formal dining room, ideal for hosting dinner parties, and a versatile home office that fits your work-from-home needs. The chef’s kitchen is a culinary enthusiast’s delight, featuring a butler's pantry, Sub Zero refrigerator, Viking gas stove and range, an island kitchen, a dishwasher, and a wine cooler. Gorgeous marble tile in the kitchen with an extra 2 drawer freezer. The perfect entertainer's kitchen! Outdoor living is at its finest with a covered deck, a heated below-ground pool, and a hot tub, all set within a private yard. Entertain guests with a built-in barbecue, outdoor grill, and kitchen, or unwind by the fire pit under the stars. The meticulously landscaped front and back yards are complemented by a private patio and wrap around balcony. An ADU with attached bathroom and balcony overlooking the pool area has its own private entrance and has been completely upgraded. Additional features include central AC and heating, primary suite is on the main floor, a dedicated laundry room, and a dry sauna in the primary bathroom. This home is a sanctuary of elegance and privacy, offering a unique lifestyle that blends luxury with comfort. Don't miss this rare opportunity to own a piece of paradise in Poway!
Source: CRMLS #NDP2509190
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.