14412 Autumn Crest Rd Boyds, MD 20841
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About this home
NEW LISTING! Open Sunday (11/2) 3-5 PM! This is a rare bird --- a clean, well maintained, single family home available NOW in the super convenient Boyds/Germantown area. Perfectly located on a no-traffic street that ends in a court, this home promises to feel comfortable the minute you move in! Huge deck out back for entertaining and a fully-fenced and very private backyard---absolutely one of the best in the neighborhood! The main floor is all hardwoods with bright sunlight and great sightlines to all rooms. The kitchen is a chef's dream----long granite counters, tall cabinets, stainless appliances, and plenty of pantry space. The family room is designed so you can enjoy your big screen TV while staying warm by the gas fireplace. Upstairs you'll find four spacious bedrooms (all with ceiling fans!) topped off by a double-door primary suite featuring a large walk-in closet with built-ins. Need a third full bath? This one has it in the HUGE lower level where there is enough finished space to do just about anything --- rec room, office, game room, media room, or just parking the teenagers down there. Plenty of storage too! New roof in 2019! Convenient location to everything in the Boyds/Germantown area, including great schools, pools, and other community amenities! Very low HOA fees ($75.00 a month) and no front foot or infrastructure fees like you will find in other communities!
Source: BRIGHT #MDMC2206622
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.