$228,000

1442 S San Carla Green Valley, AZ 85614

$1,043/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Bring your vision to this charming 2-bedroom, 2-bathroom home, perfectly situated in the desirable Desert Meadows 2 community! This property is a fantastic canvas, ready for your personal touch and modern updates to make it your dream home for 2026.Key Features You'll Love:Extra Space: Enjoy the versatility of a dedicated Bonus Room--perfect for a home office, den, hobby area, or extra guest space! Additional Studio or workshop with a utility sink.Open Living: The open-concept kitchen and dining area provides a great flow for entertaining and daily living.Stunning Views: Start your day with spectacular sunrises from the front of the house and relax each evening with magnificent sunset views from the back.Outdoor Comfort: The backyard is an oasis featuring a mature tree for beautiful shade and a convenient retractable awning to maximize your enjoyment of the Arizona weather. Community & Lifestyle: Located in the established 55+ community of Desert Meadows 2 in Green Valley, you'll find a neighborhood with a proven pride in ownership and easy access to local amenities. Enjoy the Green Valley lifestyle, including Green Valley Recreation (GVR) membership for access to pools, fitness centers, and social activities. You'll be minutes from shopping, dining, medical facilities, and multiple golf courses. Don't miss the chance to remodel this gem and customize it to fit your needs! With updates, this classic 1970s home will be ready for the new era. Call today to schedule a showing and start planning your perfect Arizona desert retreat!

2 bedroom
2 bathroom
1,561 sqft
0.17 acres
Condominium
Built in 1976
Air conditioning
Fireplace

Source: SOUTHAR #22528545


Open house
Nov 5 • 10AM - 1PM

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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 10:31 am
Listing agent: Roseanne H Johansson (520) 468-8186
Listing provided courtesy of: HomeSmart Advantage Group (520) 495-4740
Details provided by SOUTHAR and may not match the public record.
MLS ID: #22528545
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