14439 Garden Gate Dr Jacksonville, FL 32258
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About this home
Welcome home to 14439 Garden Gate Drive in the charming Bartram Park Preserve community. Step into this beautifully upgraded home where comfort, style, and functionality come together. The open-concept layout connects the chef's kitchen to the spacious family room, creating the perfect space for everyday living and entertaining. The kitchen is equipped with double ovens, a cooktop, built-in microwave, refrigerator, and eye-catching granite countertops. The main-level primary suite features custom California Closets and a large bathroom with a soaking tub and separate shower. You'll also find a private office or study, a versatile flex room or formal living area, two additional bedrooms, and a full bath all on the first floor. Upstairs, a generous loft with a built-in bar offers endless possibilities—from a media room to a game space. An additional bedroom and full bath provide a great guest suite or private retreat. Enjoy effortless indoor-outdoor living with the screened-in lanai just off the family room. Located just minutes from Durbin Pavilion, major highways, top-rated schools, and some of the area's best shopping and dining, this home also gives you access to Bartram Park Preserve's amenities, including a resort-style pool, fitness center, clubhouse, and playground.
Source: REALMLS #2102628
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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