1444 W Wickieup Ln Phoenix, AZ 85027
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About this home
Buyer credit of $5,000 now offered with accepted offer—apply toward closing costs or a rate buydown and make this home even more affordable! Stylishly updated inside and out, this 4BR/2BA gem blends comfort, flexibility and flair with a bright, open split floorplan, luxury vinyl plank flooring, designer baths with LED mirrors, fresh interior/exterior paint, and a reimagined kitchen featuring butcher block island, open shelving, sleek appliances, modern lighting, and seamless flow to living and dining. The oversized 4th BR has a private entry and attached office/den—ideal for guests, remote work or multigenerational living. Enjoy a sparkling pool, large grassy yard, RV/toy parking, storage shed, and no HOA. Prime North Phoenix location close to Loop 101, shopping, dining, and schools. So whether it's summer pool days, space for kids or pets to play, or finally having room to park your RV, trailer, or toysthis home checks all the boxes. Thoughtfully updated, multigenerational-friendly, and packed with outdoor features, it's a rare find in this price range. A $5,000 seller credit is available with accepted offerperfect for reducing out-of-pocket costs or buying down your interest rate. With its versatile layout, stylish finishes, and generous outdoor space, this home is a true value in a sought-after North Phoenix location. Come see for yourself why it stands out in today's marketthere's still time to make it yours and get settled before the holidays.
Source: ARMLS #6861396
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.