14441 Mirabelle Vista Cir Tampa, FL 33626
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About this home
Traditional Elegance in the 24-hour guard GATED neighborhood of Waterchase. Enjoy RESORT-STYLE living with endless amenities including an AMAZING 6,400 sq ft clubhouse with an on-site activities coordinator, 2 pools w/a spiral waterslide, fitness center, basketball courts, 3 tennis courts, 4 pickleball courts, athletic field, playground, & a top-rated school district! This is a rare opportunity to own a MAINTENANCE FREE upgraded townhome with a private fenced in backyard and a screened patio with pavers. The amenities and clubhouse are adjacent to the home, perfect for easy access. **The monthly $360 HOA fee includes: Community Pools, Tennis Courts, Basketball Courts, Play Areas, Roof, Exterior paint, Lawn & Irrigation Maintenance**. This spectacular home features 3 bedrooms + Loft + 2.5 baths + 2 car garage. The foyer entryway opens into the living room, dining room and kitchen that showcases luxury vinyl wood-look floors, high ceilings and an open floor plan. The kitchen showcases white wood cabinetry with tile backsplash and granite counters, a center island, and a pantry, stainless appliance package. The upstairs spacious primary suite features high ceilings, and a large walk in closet. The primary bathroom highlights two separate vanities. an oversized shower, and a garden tub. Two additional bedrooms share a large bathroom with a double vanity. The loft area is perfect for a desk or extra storage. Additional Upgrades include: NEW Barrel Tile Roof 2025, Luxury Vinyl Floors 2022, AO Smith Water Softener 2021, AO Smith Water Heater 2025, Interior Paint 2020, AC System 2017, Upgraded Kitchen, Paneled Feature Walls in dining and bathroom, Upgraded Guest Bathroom 2022, Aluminum Fence 2019, Washer and Dryer, NEWER Exterior Paint. Top A RATED SCHOOL district – Mary Bryant, Farnell, and Sickles. The Westchase area offers a variety of shops, restaurants, parks, playgrounds, golf, and more. Easy access to the Veteran’s, Airport, Downtown, & 30/45 minutes to Clearwater/St. Pete beaches.
Source: STELLAR #TB8421745
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.