145 Aylebury Rdg Zebulon, NC 27597
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About this home
This like-new, single-story ranch offers the perfect blend of luxury, comfort, and smart technology. Built just 3 years ago, this 4-bedroom, 3 full baths features 2391 sq ft of open living space and is nestled on a peaceful cul-de-sac in one of Zebulon's most desirable communities. Step inside to discover an open-concept layout highlighted by a gourmet kitchen featuring 42'' cabinetry, granite countertops, a large eat-in island, and stainless appliances—perfect for entertaining and everyday living. The spacious primary suite is a true retreat, offering generous space and serene pond views. Enjoy the outdoors from your covered back patio, which overlooks a picturesque, stocked pond with trout, catfish, and bass—ideal for relaxation or casual fishing. Additional features include Three-car garage for ample storage, Smart speaker integration throughout the home, Samsung SmartCare self-clean washer and moisture-sensor dryer (included!) and Quiet cul-de-sac location for added privacy and minimal traffic. All this sitting on a .55 lot. This turnkey home combines style, functionality, and peace of mind in a tranquil setting—perfect for anyone seeking a low-maintenance, high-tech lifestyle just minutes from Raleigh, Wendell, and Knightdale.
Source: TRIANGLEMLS #10112326
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.