145 Bailing Dr Easley, SC 29640
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About this home
Why wait to build when this stunning 5-bedroom, 3-bathroom home is better than new and move-in ready? Located in the highly desirable Lendhart Grove community in Easley, this spacious and stylish home offers over 2,400 square feet of thoughtfully designed living space and comes with 8 years of builder warranties remaining for added peace of mind. Step inside to discover a bright, open floor plan featuring beautiful finishes, and tons of natural light. The heart of the home is the HUGE kitchen with gorgeous granite countertops, a stylish backsplash, stainless steel appliances, an oversized walk-in pantry, and ample cabinet space. The kitchen flows seamlessly into the living and dining areas—complete with a gas log fireplace—making it perfect for entertaining or cozy nights at home. A main-level guest suite with a full bath is ideal for visitors or multigenerational living. Upstairs, you’ll find a spacious loft, a large laundry room, and three generously sized bedrooms, along with a full hall bath featuring dual sinks. The owner’s suite is a true retreat, with room for a king bed, a walk-in closet, and a spa-like bath that includes dual vanities, a walk-in shower with framed glass, a private water closet, and extra storage space. Outside, enjoy your fully fenced backyard backing, or take a walk through the neighborhood to enjoy the community pool, cabana, and sidewalks. Blinds are already installed, and the home is filled with thoughtful upgrades throughout—truly move-in ready! Conveniently located just minutes from Downtown Easley, major highways, top-rated schools, shopping, dining, and more—this home is the perfect combination of comfort, style, and location. Don’t miss this rare opportunity—schedule your showing today and make this Easley gem yours!
Source: GREENVILLESC #1562394
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.