14504 Turner Wootton Pkwy Upper Marlboro, MD 20774
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About this home
THIS PROPERTY HAS A 2.49% ASSUMABLE LOAN!! VETERANS AND NON-VETERANS ARE ELIGIBLE TO ASSUME THE SELLERS' VA LOAN! Luxury, leisure, and community await you at Oak Creek Club, Prince George’s County’s premier gated golf course community -- the perfect setting for this exquisite NV Homes Clifton Park model. Nestled on a beautifully landscaped homesite in one of Upper Marlboro’s most sought-after neighborhoods, this stately residence offers a perfect blend of timeless elegance and modern convenience, all within a community rich in amenities and natural beauty. With over 8,000 square feet of impeccably designed living space, this executive home showcases NV Homes’ renowned craftsmanship and attention to detail. The main level features a dramatic two-story foyer, formal living and dining rooms, a private study/office/library, full bathroom, spacious laundry room, beautiful hardwood floors and CAT5 and Coax cabling throughout for wired network/internet connections. Entertainment is a breeze with the multi-zone home sound system featuring in-wall keypad controllers, speakers built into the main and upper level ceilings, and external deck speakers. The heart of the home is a dream gourmet kitchen complete with granite countertops, stainless steel appliances, an oversized island, butler's pantry and an expansive morning room that floods the space with natural light. The adjacent two-story family room features soaring ceilings, gorgeous palladian windows and a stunning floor-to-ceiling stone fireplace -- perfect for cozy evenings or entertaining on a grand scale. Upstairs, every bedroom has a private full bathroom and walk-in closet. The owner’s suite is a true retreat, boasting a tray ceiling, an expansive walk-in closet, a spa-inspired bath with dual vanities, a soaking tub, and a frameless glass shower. Three additional bedrooms and a catwalk round out this level. The finished walk-up lower level adds even more living space. It includes a bedroom, full bath, theater room with a Bell’O ATC402 multimedia tower, recreation room and two huge storage areas that you can customize -- perfect for working from home, a gym, intergenerational living or guests. Enjoy outdoor living on the deck or patio, ideal for relaxing evenings or entertaining under the stars. Enjoy resort-style amenities just beyond your doorstep, including: an 18-hole Arnold Palmer Signature Golf Course; a clubhouse with restaurant and bar; outdoor pool, tennis courts, and fitness center; miles of walking and biking trails and 24/7 gated security. This is more than a home -- it’s a lifestyle. Don’t miss your opportunity to own this exceptional home that combines NV Homes’ signature craftsmanship with the luxury lifestyle you deserve. Schedule your private showing today and make the Clifton Park model in Oak Creek Club your forever home.
Source: BRIGHT #MDPG2152526
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.