1451 Laredo Ave Spring Hill, FL 34608
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About this home
This is the one! Everything is done for you. This 2006 home has been completely updated. Walk into the open floor plan and have a beautiful view through the main living space of the private pool through the large 3 pane sliding glass doors. The lanai has upgraded pavers and newer pool pump for the salt water filter. The kitchen is the heart of the home and has new quartz countertops, new sink, new fixtures and new GE appliances. Moving into the primary bedroom you will find it is quite large with an ample sized en suite bathroom. The walk in shower has been redone with upgraded tile and epoxy grout. Large walk in closet and garden tub complete the primary bathroom. On the opposite side of the home you will find 2 nicely sized guest bedrooms with walk in closets. All the light fixtures inside and out have been upgraded. There is tile throughout the home so no carpet to maintain. Some other features to point out are all new electrical outlets, new quartz counters in the bathrooms, 9 foot ceilings, nest thermostat, new smoke detectors. A new condenser and coil for the AC in Feb 2023, Exterior paint July 2025, Interior paint Aug 2025. Washer and Dryer stay with the home. New roof to be completed before closing. Don't let this one go by. Call and schedule a private showing today.
Source: STELLAR #W7878155
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.