14532 Gold Rush Pass San Antonio, TX 78254
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About this home
Why wait to build? This beautiful home in Kallison Ranch is move-in ready, fully equipped, and already feels like home! Enjoy solar panels that save you money every month, mature landscaping, and an upgraded kitchen. Step into this stunning home and fall in love with a floor plan designed to meet all your needs. As you enter, you're welcomed by a dramatic open-to-below entry that sets the tone for the spacious layout. The heart of the home is the kitchen, complete with a grand island, elegant quartz countertops, upgraded appliances, and cabinets that blend seamlessly with the modern design. The kitchen opens to a generous living room and breakfast area, creating the perfect space for entertaining and everyday living.This home features 4 bedrooms, including a primary suite on the main level and an additional bedroom with a full bath - perfect for guests or a private home office. The luxurious primary suite includes a spa-like bathroom with dual vanities, a large walk-in shower, and a relaxing garden tub. Upstairs, you'll find a spacious game room that overlooks the main living area, ideal for a media setup or pool table, along with two additional bedrooms. . The backyard is a true oasis, perfect for gatherings, barbecues, and family fun. Residents of Kallison Ranch enjoy access to two fantastic amenity centers that offer plenty of opportunities for recreation and relaxation. This home is equipped with a tankless water heater, water softener and SOLAR PANELS offering energy efficiency and significant SAVINGS on your electric bill - with an average monthly cost of approximately $20! Don't miss the chance to tour this beautiful home - it's truly a gem!
Source: SABOR #1883081
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.