14542 1st Ave Jacksonville, FL 32218
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About this home
Welcome to this stunning 3 bed/ 2 bath home, built in 2019, perfectly situated on just over a quarter-acre lot in North Jacksonville. This move-in ready home combines modern comfort with timeless charm. The bright open floor plan is ideal for entertaining and/or creating cherished family memories. The spacious living room flows effortlessly into the dining room and modern kitchen. The kitchen is a chef's delight, featuring sleek stainless-steel appliances, luxurious granite countertops and ample cabinetry for all your storage needs. Just off of the kitchen, you'll find a convenient indoor laundry room with additional storage space. The primary suite is a private retreat, complete with a large walk-in closet and a beautifully designed ensuite bathroom. Relax and unwind in the tiled walk-in shower or enjoy the convenience of dual sink vanities. The two additional bedrooms are equally inviting, offering generous closet space and plenty of natural light. A second full bathroom is thoughtfully positioned near the guest bedrooms. Step outside through elegant French doors and enter your backyard oasis. The expansive, brick-pavered patio and charming gazebo provide the perfect setting for outdoor gatherings or quiet evenings. The large, fully fenced yard offers endless possibilities, whether you envision a lush garden, a play area or room for pets to roam. Additional highlights include a spacious two-car garage at the end of a pavered driveway, a side yard with room for boat or trailer storage and an outdoor sink. The side yard is also equipped with a fully functional 240-volts EV plug for electric vehicles. A shed in the front houses the well and water softener, providing additional and practical storage solutions. Best of all, there are no HOA or CDD fees! Located near River City Marketplace, Jacksonville Zoo, great restaurants and just minutes from the Jacksonville airport, this home offers both tranquility and convenience. For weekend escapes, Amelia Island, Fernandina Beach and Big Talbot Island State Park are all less than a 45 minute drive away. Don't miss the opportunity to make this beautiful property your own. Call today to schedule a private showing.
Source: STELLAR #NS1083351
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.