14546 Highcrest Ct Poway, CA 92064
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About this home
The High Valley lifestyle is one the best kept-secrets in San Diego! Tucked away in the scenic hills of Poway, California, an easy commute to the heart of San Diego. With a 2-acre minimum, High Valley offers a rare blend of privacy, serenity, and peace. A design-forward beauty poised atop a premier parcel. Epic entertaining opportunities await with two outdoor kitchens, entertainment lounge and a poolside backdrop for unforgettable gatherings. Southern California living at its best with sweeping valley and mountain vistas! Expansive turf lawns for unlimited fun and activity, polish your golf game on the putting green, and work that perfect swing in the custom batting cage and driving range. If you can dream it, you live it. Step inside to discover an open-concept layout, an entry-level primary suite, a chef-caliber kitchen with top-tier appliances, and expansive living spaces. A dedicated study area and oversized loft offer flexibility for work or play. Energy-efficient features include owned solar, a TESLA electric car charger, LED recessed lighting, dual tankless water heaters with on-demand pumps, radiant roof barriers, two-zone HVAC with programmable thermostats, and low-VOC paint. Newly painted inside and out in 2024. Enhancements include a solar-heated, saltwater pool and spa, elevated view deck, putting green, fitness zone, two BBQ areas, artificial turf, batting cage, outdoor shower, and multiple lounging areas, all curated to create an entertainer’s dream or private retreat. This extraordinary property is also located within the boundaries of Poway’s award-winning schools. The long private driveway ensures plenty of parking and privacy, seamlessly blending sophistication, innovation, and lifestyle, this is Southern California living at its finest.
Source: CRMLS #250040709SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.