14583 Ward Rd Orlando, FL 32824
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About this home
ASSUMABLE MORTGAGE at 3.875% - Welcome to 14583 Ward Rd in Creekstone, a beautifully maintained single-story Orlando pool home where modern design meets a true backyard oasis. Built 2016, this open-concept plan features a light-filled great room, a spacious kitchen with quartz counters & large island, and a comfortable primary suite with newer vinyl plank flooring. Two secondary bedrooms add flexibility, plus a bonus room—perfect as an office, den, or easily enclosed 4th bedroom. Step outside to a new (2024) shimmering blue fiberglass pool with sun shelf, blue mosaic waterline, LED lighting, and Pentair IntelliFlo Wi-Fi variable-speed pump—the centerpiece of your expanded, enclosed lanai with pavers, artificial turf (2024) and a built-in fire pit for cool evenings. Additional confidence: roof/AC/water heater 2016, new fence 2022, lanai enclosure 2023. Lifestyle & Location buyers love: Parks: Meadow Woods Park & Recreation Center and Southport Park. Trails/Trailheads: Orlando Southeast Trail (trailhead parking at Heroes Community Park and the Shingle Creek Trail connectors. Coffee: Starbucks, Foxtail Coffee, Dunkin Donuts, Lake Nona Town Center, CFS Coffee – Lake Nona. Schools: Wetherbee Elementary, Meadow Woods Middle, Cypress Creek High. Transit/Commute: SunRail – Meadow Woods Station and Brightline Orlando at MCO; near Boxi Park at Lake Nona, Lake Nona Medical City (VA & Nemours), and Orlando International Airport. This rare single-story pool home checks every box—open layout, quartz kitchen, bonus room, new resort-style pool, and prime Meadow Woods/Lake Nona corridor location. Tour 14583 Ward Rd today.
Source: STELLAR #O6350089
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.