1459 Wood Sage Ave Yorkville, IL 60560
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About this home
Welcome to your dream retreat. This beautifully crafted ranch-style home offers the perfect blend of tranquility, functionality, and timeless style. Nestled on a premium lot with peaceful water views, it invites you to unwind in nature's embrace while enjoying all the comforts of modern living. From the moment you arrive, the charming curb appeal and covered porch welcome you into a spacious foyer with open-concept living. At the heart of the home, a sunlit great room boasts vaulted ceilings, a cozy fireplace, and seamless flow into the dining and kitchen areas-ideal for entertaining or relaxing evenings in. The gourmet kitchen is a chef's delight, featuring granite countertops, stainless steel appliances, custom cabinetry, and a walk-in pantry. A beverage buffet and a bright dining area with panoramic views of nature make this space both stylish and highly functional. The primary suite is a true retreat, offering a generous bedroom with water views, dual walk-in closets, and a spa-inspired ensuite bath complete with dual vanities and a soaking tub. The convenient laundry/mudroom includes extra storage, built-in cabinetry, and a sitting area. Prepare to be wowed again as you descend the extra-wide staircase to the stunning finished look-out basement. Gleaming epoxy floors lead through a thoughtfully designed recreation space and custom bar area. An additional bedroom and bathroom expand the living space, while the fitness room serves as your personal gym. Don't miss the hidden hobby room. Car enthusiasts and hobbyists will rejoice in the oversized, heated four-car garage. It offers ample room for vehicles, storage, and workshop needs, complete with a hoist, sink, abundant electrical outlets, and an easily accessible side-overhead garage door. This home is a true sanctuary inside and out. Wake up to shimmering water views and savor sunsets from your private backyard oasis. Whether you're sipping coffee on the upper deck or hosting summer gatherings on the patio, the serene water backdrop elevates every moment. Located in a quiet, sought-after neighborhood, this home offers easy access to parks, walking trails, downtown, and nearby amenities-perfectly balancing nature and convenience.
Source: MRED #12483863
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.