146 Clearview Ct Sanford, NC 27332
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About this home
Welcome to your dream home in a beautiful gated community with stunning water views! This freshly painted gem sits on a spacious, fenced-in .68-acre lot and features an extended, covered concrete patio—perfect for outdoor entertaining or simply relaxing in the peaceful surroundings.Step inside to soaring cathedral ceilings and an open-concept layout that blends comfort and style. The modern kitchen boasts a large island, plenty of prep space, and a dedicated wine fridge—ideal for hosting guests or enjoying quiet evenings at home. Kitchen has new cabinetry and granite countertops.On the main level, you’ll find brand new LVP flooring throughout entire 1st floor living bathroom and entertaining areas. A flex room ready to become your home office, playroom, or hobby space—whatever suits your lifestyle. A gorgeous formal dining room w/ coffered ceilings, picture frame moulding and oodles of natural light. There’s also a secondary bedroom and full bath on this floor, perfect for guests or multi-generational living.Upstairs, two more secondary bedrooms share a convenient Jack and Jill bathroom, while a spacious loft offers even more room to relax or entertain. You’ll love the large laundry room tucked away upstairs for ultimate convenience.The oversized master suite is a true retreat, featuring two walk-in closets—one off the bedroom and one off the luxurious en-suite bath. The master bathroom is generously sized with a deep soaking tub, separate shower, private toilet closet, and linen storage. Vaulted and tray ceilings throughout the home, along with an abundance of natural light, add to the warm, welcoming atmosphere. September 2022 - New Roof! There is a moisture barrier under the concrete covered patio outback.This is more than just a house—it’s a place to call home. Come see it for yourself!*Carolina Lakes amenities: 24-hour guarded gate, 7 lakes, marina, volleyball, golf course, club house & community pool, playground, tennis/basketball courts, walking trails and summer time farmers markets and more!
Source: TRIANGLEMLS #LP750839
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.