14608 Battery Ridge Ln Centreville, VA 20120
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About this home
One or more photos was virtually staged Experience suburban living at its finest in the coveted Battery Ridge section of the highly desirable Sully Station II. This beautifully maintained 3-bedroom, 3.5-bath townhome offers a rare combination of privacy, space, and modern updates in one of Centreville’s most sought-after locations on a street with million-dollar homes zoned in the Deer Park Elementary school district. The spacious main level opens to an oversized back deck, perfect for relaxing under a canopy of mature trees that provide exceptional privacy. This home sits on one of the most desirable lots on the street, backing to community-owned wooded land, offering a peaceful, natural backdrop. The main level includes an updated powder room, updated kitchen with newer cabinets, countertops, appliances and center island, living room, dining room, and breakfast room all with new luxury vinyl plank flooring and fresh paint. On the Upper level you will find the primary suite featuring cathedral ceilings, a walk-in closet, and a fully updated bathroom with a separate tub and shower, dual vanities, and designer tile. Two additional bedrooms share an updated full hall bath. The upper level also includes brand new carpeting and a fresh coat of paint throughout. The freshly painted walk-out lower level features new luxury plank flooring and a large recreation area with a full bath, ideal for a home office, gym, or guest suite. This level also includes ample storage and laundry room. Residents enjoy walking trails, two playgrounds, and easy access to major routes including I-66 and Route 28. The location offers both convenience and lifestyle, with Trader Joe’s, Wegmans, golf simulators, sports bars, and countless dining options just minutes away. Outdoor enthusiasts will love being close to the historic Manassas National Battlefield Park (over 5,000 acres) and within an easy drive to local wineries and the Blue Ridge Mountains. This home is a must see.
Source: BRIGHT #VAFX2276738
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.