1465 Gentle Rain Dr Castle Rock, CO 80109
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About this home
This is it! True Main Floor Multi-Generational Living! This exceptional contemporary home located on a near quarter-acre lot with views of dedicated open space is purposefully designed for multi-generational living and features a true separate main floor private bedroom, marble bath and living area suite ideal for extended family, guests, or live-in care. In fact, there are three main floor en-suite bedrooms plus a powder bath. From the striking custom black frame windows (both inside and out) to the seamless blend of upscale finishes, every detail exudes style and function. The large eat-in kitchen is light and bright and includes upgraded "to-the-ceiling" double extended cabinets, marble countertops, pro-series appliances and custom pantry. The separate formal dining room is spacious enough for all those special celebrations. The great room features a dramatic custom herringbone fireplace, white oak shelves and sleek wrought iron railings. The open-concept layout flows effortlessly to wide open multi-slide doors that reveal an extended covered patio and a fully fenced, professionally landscaped flat yard with breathtaking open space views—perfect for indoor-outdoor living. The split floor plan sets the primary bedroom apart for privacy and features an en-suite spa-like marble bath with an oversized custom shower. The finished basement includes an enormous rec/game room and marble wet bar including a full-sized dishwasher and refrigerator for entertaining at its best. Two additional bedrooms and full bath accommodates everyone. Storage and organization are elevated with all closets featuring custom built-ins, while the oversized garage impresses with an epoxy floor and dual EV car chargers. This is more than a home—it’s a lifestyle solution for families seeking both connection and privacy, wrapped in high-end design.
Source: RECO #5061532
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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