1466 Sonata Ct Navarre, FL 32566
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About this home
Coastal Getaway on two lots! Fully Furnished Beach Retreat or Vacation Investment with Resort-Style Amenities Welcome to your dream beach home—perfect as a personal retreat, vacation rental, or investment property. This charming coastal residence offers a rare blend of indoor comfort and outdoor luxury, featuring a massive 20' x 40' private gunite pool, an expansive 16' x 20' screened porch, outdoor shower, and a convenient poolside kitchenette—ideal for relaxing or entertaining guests. Located just a short stroll to both the Gulf of America and the Santa Rosa Sound, this home offers the best of both waterfront worlds. Spend your days beachcombing along the pristine coastline or enjoying sunsets from your private oasis. Inside, you'll find cathedral ceiling, tile flooring, and wainscoting throughout, giving the home a crisp and coastal feel. The open-concept living space includes a built-in entertainment center, and two sets of French doors open to a covered deck, bringing the outdoors in. The fully equipped kitchen with breakfast bar and adjacent dining area offer multiple options for meals and gatherings. The front bedroom features Plantation shutters, overlooks the pool, and provides direct access to a bath with tiled shower—also accessible from the main living area. The primary suite offers a bath with a tiled shower, solid surface double vanity, and elegant Plantation shutters. A third bedroom off the great room includes built-in drawers and dual closets, offering generous storage space. Set on two spacious lots, the property boasts a resurfaced (2022) gunite pool, expansive paver patio, and numerous upgrades including: 2025 HVAC, 2025 Pool Pump and 2020 Elastomeric Exterior Paint. This home is truly move-in ready. Whether you're fishing from the Gulf's longest pier, snorkeling, shelling, deep sea fishing, or simply enjoying a good book by the shore, Navarre Beach offers the ultimate laid-back life
Source: PENSACOLA #671516
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.