1466 Wilson Ave Saginaw, MI 48638
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About this home
Find your dream home in Saginaw Township! This beautiful house offers 2,574 sq. ft. of living space, featuring 4 spacious bedrooms and 2 full bathrooms. You need to see it to truly appreciate its charm. As you enter, you'll discover a split-level design with natural hardwood floors. The welcoming living room flows into a cozy breakfast nook, leading to the updated kitchen. The kitchen boasts stainless steel appliances, a charming island with a wooden countertop, and modern lighting. Large windows fill the space with natural light and provide lovely views of the wrap-around deck and backyard. The dining room stands out with impressive wood vaulted ceilings and numerous windows that create a warm and bright atmosphere. On the upper level, you will find three freshly painted bedrooms designed for comfort, along with a stylish full bathroom. The lower level is perfect for entertaining! It features a spacious family room with a gas fireplace and built-in shelves. There's also a nook that's ideal for a game room or office. Additionally, you'll find a large bedroom with double closets, an updated full bathroom, and a roomy laundry area. This home is situated on a large lot and includes a detached garage, a fenced yard, and a lovely raised deck-perfect for enjoying your morning coffee in a peaceful setting. Newer windows, interior doors, water heater, and boiler were installed within the last two years. This home combines practicality with charm. Don't miss out on the opportunity to make this lovely property yours!
Source: REALCOMP #61050175535
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.