1467 W Pringle Pl Citrus Springs, FL 34434
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About this home
This beautifully maintained two-story home is nestled in the master-planned community of Citrus Springs, celebrated for its natural beauty and close-knit feel where residents enjoy a safe, welcoming neighborhood near modern conveniences. Offering 2,721 square feet of versatile living space, the residence is thoughtfully designed for both everyday comfort and effortless entertaining. Inside, the layout features five bedrooms and two-and-a-half baths, blending formal and casual living areas. A graceful staircase with decorative iron railing sets the tone, while the living room, dining room, and great room provide abundant space for gatherings. The eat-in kitchen offers both style and function with a peninsula bar, large chef’s pantry, and glass sliders that open to the backyard. Step outside to a paver patio with firepit, perfect for enjoying evenings under the stars in the privacy of a fully fenced quarter-acre yard. Upstairs, the primary suite is a luxurious retreat, showcasing a customized walk-in closet with French door and bath with double vanity, walk-in shower, garden tub, and water closet. Four additional bedrooms provide flexibility for family, guests, or a home office. Peace of mind comes with practical updates including a new roof, freshly painted exterior, and a two-car garage with epoxy-finished floor. Built in 2007, this residence creates a timeless charm and creates the perfect backdrop for your next chapter. Beyond the home itself, Citrus Springs invites you to embrace Florida’s best outdoor pursuits. Play a round of tennis, basketball, softball with a great park. A community center for social events. Discover the crystal-clear waters of the Rainbow River, swim with manatees at Kings Bay, or bike one of Florida’s longest paved rail-trails along the Withlacoochee State Trail. For nature lovers, the Halpata Tastanaki Preserve offers more than 8,000 acres of protected land with 14 miles of multi-use trails including horseback riding. If you’ve been dreaming of a relaxed, quiet environment away from the bustle of city life—yet still within easy reach of Florida’s most popular attractions—this home offers a rare opportunity to create lasting memories in a place you’ll treasure for years to come.
Source: STELLAR #OM710290
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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