1469 S Ulster St Denver, CO 80231
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About this home
This well-designed 3 bedroom & 4 bathroom multi-level home offers a functional layout with 2,093 total square feet, plenty of natural light, and convenient access to the Highline Canal. With multiple levels providing spacious flexibility, this home is ideal for those seeking a peaceful setting in a low-traffic private community. Overlooking the Highline Canal, you'll enjoy serene sunsets, singing birds, and close access to nature’s beauty, right from your backyard. As you step inside, you're greeted by a welcoming entryway with a coat closet and access to the attached two-car garage. From here, stairs lead you up to the main living area, where tall ceilings and large windows create a bright and open feel. The family room is centered around a cozy gas fireplace, while the adjacent dining area offers direct access to a spacious deck overlooking the Highline Canal—perfect for enjoying the peaceful outdoor setting. Just a few steps up, the kitchen features wood floors, an island for extra prep space, and a dining nook that overlooks the main living areas below. A half-bathroom is conveniently located off the landing of the main staircase. Continuing up to the third level is the laundry and a versatile loft space, ideal for a home office or reading nook. The primary bedroom offers west-facing tree-filtered mountain views, beautiful Colorado sunsets, a walk-in closet, and a five-piece bath. A second bedroom with shared access to a full bathroom completes this level. Heading down to the finished walk-out basement, you'll find a flexible space that served the owners as a bedroom, including a half-bathroom with a closet, a storage room, and access to a private concrete patio and backyard.
Source: RECO #5067426
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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