147 Crossroads Estates Dr Newnan, GA 30265
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About this home
Nestled in the sought-after Crossroads Estates community and zoned for the highly desirable Northgate schools, this home offers more than just a place to live - it offers the space to grow, to gather, and to breathe. From the moment you pull into the quiet, no-through-traffic neighborhood and notice the welcoming Japanese Maple in the front yard, you'll feel a sense of calm and belonging. Step onto the front porch and inside to the heart of the home - the family room, where a gas-starter fireplace and a handmade bookcase invite cozy evenings and meaningful conversations. From here, light spills through into the screened-in porch and out onto the brand-new rear deck - the perfect backdrop for morning coffee, weekend barbecues, or simply listening to the crickets as the day winds down. The family room also leads you upward, where the private owner's suite awaits. With a spacious walk-in closet, resurfaced shower, and a brand-new dual vanity, the bathroom has been refreshed with comfort in mind. Additional bedrooms are thoughtfully sized with ample closet space, and they share a Jack-and-Jill bath - also newly updated with dual vanities - designed for both function and style. Back on the main level, a newly remodeled eat-in kitchen is truly a showpiece. Featuring quartz countertops, a farmhouse sink, stainless steel appliances with a gas range, soft-pull drawers, new windows, septic-safe disposal, and beautiful tile flooring, this space was created for the rhythm of daily life - whether it's quiet weekday dinners or holiday feasts with family and friends. Just beyond, the redesigned laundry room makes everyday tasks feel effortless. Throughout the home, there's no carpet - only Armstrong laminate and real hardwoods on the stairs - a blend of practicality and timeless appeal. The walkout finished basement offers yet another layer of living space, complete with a Mitsubishi mini-split air handler and remote temperature control, perfect for a media room, gym, or creative retreat. Step outside and you'll discover your private outdoor oasis: a separate shed/workshop with electricity, a persimmon fruit tree in the backyard, and a community where neighbors wave and children play freely, thanks to its one-way-in, one-way-out design. With a newer HVAC system upgraded to a UV air cleaner, septic fully scrubbed and serviced in December 2024, and a brand-new water line from the meter to the home, this property blends peace of mind with modern upgrades. And with I-85, shopping, dining, and entertainment just minutes away, convenience is always within reach. This isn't just a home - it's a lifestyle waiting to be embraced. Come experience it for yourself, and start the next chapter of your story here in Crossroads Estates.
Source: GAMLS #10591817
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.