14743 Blue Grass Dr Helendale, CA 92342
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About this home
Price reduced again! very motivated seller . This luxurious two-story residence is situated in the golf course community of Silver Lakes, presenting an exceptional example of superior California living. Offering captivating panoramic views of the golf course's #3 North Green, the property comprises four bedrooms and three bathrooms, featuring a bedroom and bathroom on the lower level for added convenience. With lofty cathedral ceilings and an expansive open floor plan, the home has undergone extensive modernization and enhancements. Notable improvements include freshly painted interiors and exteriors and the installation of high-quality engineered wood flooring throughout. Recently reimagined, the kitchen showcases a quartz countertop, a central island, and new stainless-steel appliances. Upstairs, the expansive master suite is complemented by a walk-in closet and a private balcony, affording unobstructed views of the picturesque golf course. The master bathroom has been thoughtfully designed to evoke a spa-like ambiance, featuring dual sinks, a separate walk-in shower, and an indulgent oval tub. Additional amenities within the property comprise an indoor laundry room, low-maintenance desert landscaping, and a three-car garage with epoxy-coated flooring. Furthermore, the Silver Lakes community offers extensive amenities, including complimentary golf, parks, beaches, a swimming pool, and clubhouse facilities, all covered by a modest monthly HOA fee of $242. This impeccably modernized home provides an exceptional opportunity to indulge in a resort-style living experience without compromising fiscal prudence.
Source: CRMLS #IV24186177
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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