1476 County Farm Rd Howell, MI 48843
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About this home
A home that truly checks all the boxes style, space, updates, and efficiency! Perched on a scenic hilltop, this charming farmhouse style property welcomes you with a wrap around porch and over an acre of land to enjoy. Step inside to find gleaming hardwood floors, fresh carpet upstairs, and a bright entry level primary suite. Two of the three additional bedrooms are oversized enough to serve as primary retreats of their own one even featuring a private balcony and a hidden playroom. A secluded main floor office offers the perfect work from home space, while the chef inspired modern country kitchen blends warmth with function. The finished basement adds even more living space with a large family room, hobby area, and a private bedroom with two egress windows. This home has been consistently improved with thoughtful updates inside and out: • Smart & Efficient Living: First floor Lutron system compatible with smart home controls & Ecobee. • Major Upgrades (2021–2025): All new GE Slate appliances, upgraded 200 amp electrical panel, whole home generator, new central air, air purification system, ductwork with booster fans, and a new gas heater in the attached garage. • Sustainability: 22 solar panels for low utility costs. • Exterior & Extras: New roof on house & garage, plus the option to include some of the furniture. • Garage Space: Attached 2-car garage plus a 20’ x 26’ second garage with heated workshop and loft. With natural gas, a quiet country setting, and easy access just 4 miles to downtown or the highway you’ll find the perfect balance of charm, function, and convenience here. Don’t miss this rare opportunity to own a home that offers character, modern systems, and future-ready upgrades all in one!
Source: REALCOMP #20251036000
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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