148 Apache Pt Senoia, GA 30276
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About this home
Welcome to your perfect first home! Recent price adjustment!! ASK ME HOW YOU CAN GET INTO THIS HOME WITH NO MONEY DOWN AND VERY LITTLE OUT OF POCKET! Come check out this MOVE in ready home!! Want it painted a different color- check out the photo in the listing showing what this home COULD look like with just a bit of paint. Charming 3BR/2BA starter Home with Modern Updates & Spacious 25x40 work shop with concrete floor and its own electrical! You have to see this home in person to appreciate just how gorgeous it is!! Enjoy peace of mind with newer energy-efficient windows (replaced 2021) and a new HVAC system ( replaced 2023) , ensuring year-round comfort and efficiency, and brand new gutters installed this year!! This beautifully maintained 3-bedroom, 2-bathroom residence offers comfort, style, and essential upgrades in all the right places. Kitchen offers stainless appliances, granite countertops, updated laundry area with shelving, additional pantry space added. Recently painted throughout, this home feels bright and welcoming from the moment you step inside. The updated master bathroom provides a sleek, modern touch. The Master closet has newly installed shelves that add a touch of rustic style. Barn doors have been added to replace regular doors adding character to the master bedroom. A standout feature of this property is the large detached workshop-perfect for hobbyists, DIY projects, storage, or even a small business setup. Whether you're into woodworking, crafting, or want extra space for tools and toys, this workshop has the room you need. Enjoy your evenings on a recently added covered back porch that extends the length of the entire home. The layout is both functional and cozy, ideal for families, couples, or anyone looking to invest in homeownership. A spacious fenced in backyard adds to the home's versatility, offering plenty of room for gatherings, pets, or play. One road subdivision with NO HOA. Convenient to downtown Senoia, but far enough away to enjoy the beauty of nature.
Source: GAMLS #10567640
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.